We Make it Easier to Manage Your Money
Our personal banking products and services are designed to help you bank the way you want. We get to know our customers at a personal level and treat them the way we would want to be treated.
Personal Banking Services
Account Types
Tandem is committed to helping our community grow and flourish. Whether you’re in need of a simple checking solution or a savings account to manage your financial growth and stability, we offer a range of account options with competitive rates.
Checking
- Free Checking Account
- A simplified solution for everyone
- No minimum balance
- No monthly service charge
- Interest Checking Account
- For those with higher balances
- Interest paid monthly
- $1,500 average ledger balance to avoid monthly service fee of $7
Savings
- Savings Account
- Interest paid quarterly
- $5 charge for each debit in excess of 6 per monthly statement cycle
- $50 minimum balance to avoid monthly $5 service charge
- Money Market Account
- Interest paid monthly
- $5 charge for each debit in excess of 6 per monthly statement cycle
- $2,500 average daily available balance to avoid monthly $10 service charge
- Certificates of Deposit
- Interest paid monthly
- Early withdrawal penalties may apply
Disclosures
• $50 minimum deposit to open all accounts, except CDs, which is $5,000.
• Tandem Bank does not charge a fee for using other Banks' ATMs.
• There is a charge of $3.00 monthly for mailing paper statements, but this charge can be avoided by signing up for E-statements.
• Every Personal Checking account is compatible with Apple Pay, Google Pay, and Samsung Pay.
• Tandem Bank does not charge a fee for using other Banks' ATMs.
• There is a charge of $3.00 monthly for mailing paper statements, but this charge can be avoided by signing up for E-statements.
• Every Personal Checking account is compatible with Apple Pay, Google Pay, and Samsung Pay.
• $50 minimum deposit to open all accounts, except CDs, which is $5,000.
• There is a charge of $3.00 monthly for mailing paper statements. You can avoid this charge by signing up for E-statements.
• Every Business Checking account comes with Quickbooks® integration.
• Tandem Bank does not charge a fee for using other Banks’ ATMs.
Loans
Tandem’s experienced lenders will discuss your needs with you and recommend a structure that makes the most sense. Whether you’re tackling a home improvement project or an unexpected expense arises, we’ll work closely with you to provide the answers you need.
Types of Loans
- Construction & Home Improvement
- Home Equity Line of Credit
Consumer Credit Cards
Our consumer card is a convenient way to manage everyday expenses while earning 1% cash back on everything you purchase.
Account Types
Tandem is committed to helping our community grow and flourish. Whether you’re in need of a simple checking solution or a savings account to manage your financial growth and stability, we offer a range of account options with competitive rates.
Checking*
- Free Checking Account:
A simplified solution for everyone - Interest Checking:
For those with higher balances
Savings
- Savings Account
- Money Market Account
- Certificates of Deposit
* Every Personal Checking account is compatible with Apple Pay, Google Pay, and Samsung Pay.
* Tandem Bank does not charge a fee for using other Banks’ ATMs.